Fund – USC PRSSA Government & Student Funding http://uscprssa.com/ Government & Student Funding Thu, 30 Sep 2021 21:10:36 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://uscprssa.com/wp-content/uploads/2021/05/default-150x150.png Fund – USC PRSSA Government & Student Funding http://uscprssa.com/ 32 32 Bay Area florist hands out yellow roses to celebrate black pride – NBC Bay Area https://uscprssa.com/2021/04/08/bay-area-florist-hands-out-yellow-roses-to-celebrate-black-pride-nbc-bay-area/ https://uscprssa.com/2021/04/08/bay-area-florist-hands-out-yellow-roses-to-celebrate-black-pride-nbc-bay-area/#respond Thu, 08 Apr 2021 02:38:36 +0000 https://uscprssa.com/2021/04/08/bay-area-florist-hands-out-yellow-roses-to-celebrate-black-pride-nbc-bay-area/ Most businesses are built from the ground up. So it’s fitting that Ariana Marbley’s career as a florist began with the land, tending the gardens alongside her grandfather in East Oakland. “My love and appreciation for the things that would come out of Earth,” Marbley said. “I think I started there with him.” These days, […]]]>

Most businesses are built from the ground up. So it’s fitting that Ariana Marbley’s career as a florist began with the land, tending the gardens alongside her grandfather in East Oakland.

“My love and appreciation for the things that would come out of Earth,” Marbley said. “I think I started there with him.”

These days, Marbley spins her magic with flowers in her garage in Oakland, the home port of her local business, Esscents of Flowers. After leaving a corporate gig at Chevron, she devoted herself to her business – expanding her client base like stretching flower petals.

And then the COVID-19 pandemic struck. The world froze. His business too. Its impact was immediate.

“Within a week, all of my events were canceled,” she recalls.

But even locked up at home with her husband and two young sons, creativity seemed to bubble within her. She began cutting plants and flowers from the front yard, flowerbeds and neighborhood fields to put together elaborate bouquets.

“I started to forage for food just to stay sane and feel connected and grounded,” said Marbley, cuddling a bunch of dahlias in a vase.

As she struggled to figure out how to weather the COVID-19 storm, a second storm formed on the horizon with the death of George Floyd. Protesters filled the streets of the nation, fueled by a rage that Marbley knew well growing up in Oakland. As a black woman, she clamored for a way to give voice to the growing protests and tapped into a resource she knew well: flowers.

She came up with the idea of ​​giving black roses yellow roses, as a symbolic way to let them know they were seen and heard. She called for volunteers to help distribute them.

“So all over Oakland there were people handing out yellow roses to black men, women and children,” Marbley said, “and the response was absolutely amazing.”

His own business began to see the fruits of the new consciousness, as a wave of new customers sought out black-owned businesses to support. The orders came from people in places she didn’t even recognize.

Yet even among the new supporters, the old world still seemed to rear its ugly head. She applied for PPE loans to support businesses during the pandemic, but never got a response.

It was the epitome of recent federal studies that showed black-owned businesses were less likely to be eligible for pandemic loans than white businesses. The reasoning was that black business owners were less likely to have relationships with banks.

Marbley remembers when she started her business and went to a bank to apply for a $ 5,000 seed loan.

“I remember going to several different banks and each of them was turned down,” she said. “To be completely honest, I didn’t think I was going to put a lot of money in a bank just by being a black woman.”

One recent day, while Marbley was working at a table full of flower orders, his young sons Jalen and Landen walked in and out of the garage, bouncing between virtual lessons and playing with the neighborhood kids. She coaxed them to sweep the floor full of newspaper clippings.

“I am proud for my mother that she achieved her goals in life,” Jalen offered before running away.

Although big weddings are on hold, Marbley sees business flourish again. She is busy making home deliveries and selling bouquets in a neighborhood café.

“We have good days and we have bad days,” said Marbley from behind a wall of mud. “But I have to keep hope.”

]]>
https://uscprssa.com/2021/04/08/bay-area-florist-hands-out-yellow-roses-to-celebrate-black-pride-nbc-bay-area/feed/ 0
No.1 DeWitt, No.2 Muskegon both have a lot of motivation in their semi-final rematch https://uscprssa.com/2021/04/08/no-1-dewitt-no-2-muskegon-both-have-a-lot-of-motivation-in-their-semi-final-rematch/ https://uscprssa.com/2021/04/08/no-1-dewitt-no-2-muskegon-both-have-a-lot-of-motivation-in-their-semi-final-rematch/#respond Thu, 08 Apr 2021 02:38:25 +0000 https://uscprssa.com/2021/04/08/no-1-dewitt-no-2-muskegon-both-have-a-lot-of-motivation-in-their-semi-final-rematch/ MUSKEGON – DeWitt’s football team (10-0) was ranked No.1 in the Associated Press’s latest Division 3 poll of the season, while Muskegon (9-1) was ranked No.1 2. Based on those facts, that would make the Panthers the favorites and underdogs for the Big Reds in Saturday’s 1 p.m. semi-final showdown at Lansing Catholic. Many types […]]]>

MUSKEGON – DeWitt’s football team (10-0) was ranked No.1 in the Associated Press’s latest Division 3 poll of the season, while Muskegon (9-1) was ranked No.1 2.

Based on those facts, that would make the Panthers the favorites and underdogs for the Big Reds in Saturday’s 1 p.m. semi-final showdown at Lansing Catholic. Many types of media also make predictions in this direction.

RELATED: Muskegon v DeWitt semi-final showdown moved to Lansing Catholic

An underdog role would certainly be a rarity for the Big Reds, who have Michigan’s winningest schedule and are tied for sixth nationally in all-time wins with an overall record 868-281-43 since 1895.

Neither coach seems to believe the “Big Reds as underdogs” story, regardless of what the rankings and experts suggest. But if it’s like that, then Muskegon coach Shane Fairfield agrees.

“We’re No 2 and they’re No 1, and people have already picked the (state) finals and who’s going to play there and who’s going to beat us. I love my team, I love my guys, ”said Fairfield, who is 122-21 in his 11th season at the helm of the Big Reds.

“We were the underdogs. We were the underdogs in 2008 here in Muskegon (when Fairfield helped Tony Annese) when we played against Lowell and they had (Torsten) Boss and (Keith) Nichol and we timed them (49-14 in the regional final) . I think our children are very capable of playing the role of outsider. “

If you ask DeWitt coach Rob Zimmerman, it’s the Panthers who still have something to prove when it comes to taking on the Big Reds. Muskegon is 2-0 against DeWitt in the short history of the emerging rivalry. The Big Reds crushed the Panthers in the 2017 regional final (49-0) and pushed them back in a tense semi-final last season (28-21).

Several starters returned for DeWitt on both sides of last year’s squad ball. Like Fairfield, Zimmerman loves his team, which he describes as smart, driven, athletic and tough. He considers his squad among the best he has had in his 22 years at the helm of Mid-Michigan powerhouse, but there is still work to be done and the Panthers face a big hurdle this Saturday.

DeWitt head coach Rob Zimmerman is pictured in a game against Muskegon in the Division 3 football semifinal at East Kentwood on Saturday November 23, 2019 (Cory Morse | MLive.com)
Cory Morse | MLive.com

“Well I know we’re 0-2 against them so I don’t know if we could consider ourselves favorites. We didn’t beat them and I think our kids see it that way that whatever team we play is the team that’s sort of close to having the opportunity to go to the state final, ”said Zimmerman, who is 220-45 with the Panthers.

“I think until we get a chance to beat them or beat them, we probably approach things a little differently, but they got our number and we all know that. I think we’re starting (from the point of view) that they’re the team we’re looking for because we didn’t beat them.

Fairfield has led Muskegon to the state finals seven times in the past eight seasons. The Big Reds reached the state championship in 2017, but they’ve lost in the state finals each of the past two years, so they’re very motivated, according to Fairfield.

Under Zimmerman, DeWitt made the finals four times and the other six seasons. The Panthers are looking for their first state championship.

Mona Shores at Muskegon Football 2020

Muskegon’s head football coach Shane Fairfield reacts during training against Mona Shores at Hackley Stadium on Friday, September 25, 2020 (Cory Morse | MLive.com)Cory Morse | MLive.com

“It’s their best team, I think. They’re full of guys, ”Fairfield said. “They were loaded last year – they had a really good football team last year and in ’17. This team has a lot of returning starters.

“(Zimmerman) does a great job. You go back and look at their history, look at their scores, look at the win-lose record, they’re right there. … They’re just some kind of silent assassin from the eastern part of the state who play a lot of games. It’s a good football team. It will be interesting to see what happens on Saturday.

DeWitt’s most impressive victory was a 43-3 rout of Division 2 semi-finalist Warren De La Salle on the road in Week 4. The Panthers are led by a first-team trio from AP 3- Divisions. 4 in junior quarterback Tyler Holtz, junior wide receiver Tommy McIntosh and senior linebacker Andrew Debri.

Tyler Holtz of DeWitt

DeWitt junior quarterback Tyler Holtz (5) scores a touchdown against Warren De La Salle on Saturday, October 10, 2020 at Wayne State University in Detroit. Holtz is one of 10 finalists for the 2020 MLive High School Football Player of the Year award. Courtesy of Aaron BrumfieldCourtesy of Aaron Brumfield

The 5-foot-11 Holtz, 195, who was an MLive Player of the Year finalist, completed 100 of 149 passes for 2,109 yards with 32 touchdowns and one interception. He also ran 48 times for 318 yards (6.6 per carry) and two touchdowns. McIntosh (6-5, 195) is his best target with 28 receptions for 692 yards (24.7 per catch) and 13 touchdowns. McIntosh also has four interceptions in defense.

Debri (5-11, 210) is a three-year linebacker starter and two-year captain, who has led the Panthers in tackles as a junior and senior (61 tackles this season). Senior linebacker Grant Uyl (6-0, 215) is next in tackles with 48.

Muskegon is led by Tyreese Oakes (6-1, 180), a member of the AP’s first overall team, who has signed up to Grand Valley State. In nine games, he has 45 tackles and three interceptions, one of which he returned for a touchdown. Senior linebacker Jonathan Adams (6-1, 220) walks the Big Reds with 67 tackles, while senior defensive end Kayden Smith (6-4, 215) has 39 tackles, 8 ½ for lost distance and 5 ½ sacks. .

Muskegon hosts East Grand Rapids playoff football

Muskegon’s Amari Crowley (31) takes on East Grand Rapids’ Jelani King-Leveret (81) in the Division 3 Regional Championship on Saturday, January 9, 2021 (Cory Morse | MLive.com)Cory Morse | MLive.com

Muskegon senior quarterback Amari Crowley (6-1, 180) is 68 of 102 passes for 1,008 yards with 12 touchdowns and three picks, and he has run 112 times for 884 yards (7.9) and 13 touchdowns. Senior running back Jacarri Kitchen (5-7, 160) leads the Big Reds with 1,098 yards on 97 carries (11.3) with eight touchdowns. Junior Myles Walton (5-11, 190) is a versatile player with two punt return touchdowns, including a school record of 95 yards.

Muskegon’s only loss came in Week 2 against rival and defending Division 2 champion Mona Shores, 21-14. The Big Reds are coming off a 24-0 regional final victory over East Grand Rapids. DeWitt, meanwhile, was inactive last week after Stevensville Lakeshore pulled out of the playoffs. When the Panthers enter the field on Saturday, it will be 64 days since they last played.

“They are always very well supervised. There’s no question they’re doing a great job schematically on both sides of the ball, ”Zimmerman said of the Big Reds. “I think they will always have athletes. I mean, they have great team speed again like they always have.

“You know, they’re physical. It is still a very characteristic football team. I mean, it’s a great program and they have a lot of guys who work really well. Certainly very, very well again.

More coverage:

Streaming, audio information for the semi-final matches of the Muskegon region football teams

Schugar’s father and son come home this weekend amid a touching football season

Muskegon area playoff pick: Sailor Stadium semi-final features two of the state’s most dynamic players

Podcast: Breaking Down Michigan High School Football Semifinals, 8-Player Finals

Brady Rose of Mona Shores selected for 2020 MHSFCA Dream Team

Young players turning into ‘grown men’ took Montague’s defense to the next level

]]>
https://uscprssa.com/2021/04/08/no-1-dewitt-no-2-muskegon-both-have-a-lot-of-motivation-in-their-semi-final-rematch/feed/ 0
Senator Warren invites CEO of student loan giant Navient to debt burden hearing https://uscprssa.com/2021/04/08/senator-warren-invites-ceo-of-student-loan-giant-navient-to-debt-burden-hearing/ https://uscprssa.com/2021/04/08/senator-warren-invites-ceo-of-student-loan-giant-navient-to-debt-burden-hearing/#respond Thu, 08 Apr 2021 02:38:15 +0000 https://uscprssa.com/2021/04/08/senator-warren-invites-ceo-of-student-loan-giant-navient-to-debt-burden-hearing/ Senator Warren has invited the CEO of student loan giant Navient to an upcoming hearing on the debt burden. Yahoo Finance’s Aarthi Swaminathan shares the details. Video transcript ZACK GUZMAN: Welcome to Yahoo Finance Live. Student loan giant Navient, which offers federally guaranteed loans to around 5.8 million borrowers, is invited to attend Senate hearing […]]]>

Senator Warren has invited the CEO of student loan giant Navient to an upcoming hearing on the debt burden. Yahoo Finance’s Aarthi Swaminathan shares the details.

Video transcript

ZACK GUZMAN: Welcome to Yahoo Finance Live. Student loan giant Navient, which offers federally guaranteed loans to around 5.8 million borrowers, is invited to attend Senate hearing at the invitation of Senator Elizabeth Warren, a vocal critic of lending practices student. And Aarthi Swaminathan of Yahoo Finance is joining us in learning more about this invitation, which was obtained exclusively by her. And Aarthi, what do we know about that when we look at where we are in the student loan crisis?

AARTHI SWAMINATHAN: Yeah, hey, Zack. So it’s really interesting because this is one of the first hearings that Warren is going to chair a specific subcommittee, which focuses on banking and finance. But I thought it was really important to the whole student loan conversation. Because, number one, she’s claimed $ 50,000 in cancellation, but now she’s also trying to investigate why. Why are we here? Why are we at $ 1 trillion, right?

And so this invitation was only extended to Jack Remondi, the CEO of Navient, Navient the largest public company, and who has been, frankly, quite demonized in the press and by the progressives. So, by the way, this whole invitation is voluntary, not mandatory. You can therefore choose not to attend. But Navient has so much to deal with – lawsuits brought by state attorneys general on the basis of alleged deceptive practices. He has a $ 22.3 million fine that he still has not paid to the federal government. He has a lawsuit from the Consumer Financial Protection Bureau.

So there are a lot of things on the table. But the reason this hearing is so important is that all of those regulators, CFPB regulator Warren, have all said over and over again that the reason the crisis got so bad was because of poor service. That’s why it’s going to be really interesting to hear him, if he attends, explain his side of the story, right?

AKIKO FUJITA: Aarthi, we also have the Ministry of Education who will extend the payment [INAUDIBLE] for those federal loans for family education. So what else do we know about how many people this is going to affect?

AARTHI SWAMINATHAN: Yeah, Akiko, it’s … initially it was going to be big, but it affects about a million people. And this specifically affects those with federal private family education loans that are in default. Now that’s a big deal because your wages would have been garnished. Your tax refunds – and this during the pandemic.

So, for this million borrowers, the education department will stop this collection, stop the accrued interest, and also pay back the money, repair the credit. Bureau of– correct credit information. So that’s a really big deal for 1 million people, but, again, there are 6 million people in the category that have paid off loans. It doesn’t really affect them. It only affects those whose loans are in arrears. A small step, but significant enough for the million people involved.

AKIKO FUJITA: Yeah, no doubt about it. Any expansion certainly good, especially if you’re one of those 1 million. Aarthi Swaminathan, thank you very much for bringing this story to us.

]]>
https://uscprssa.com/2021/04/08/senator-warren-invites-ceo-of-student-loan-giant-navient-to-debt-burden-hearing/feed/ 0
Global Loan Management Software Industry https://uscprssa.com/2021/04/08/global-loan-management-software-industry/ https://uscprssa.com/2021/04/08/global-loan-management-software-industry/#respond Thu, 08 Apr 2021 02:38:02 +0000 https://uscprssa.com/2021/04/08/global-loan-management-software-industry/ New York, February 09, 2021 (GLOBE NEWSWIRE) – Reportlinker.com announces the publication of the report “Global Loan Servicing Software Industry” – https://www.reportlinker.com/p05957277/?utm_source=GNW 9 billion by 2027, growing at a CAGR of 13.5% over the period 2020-2027. SaaS, one of the segments analyzed in the report, is expected to register a CAGR of 14% and reach […]]]>

New York, February 09, 2021 (GLOBE NEWSWIRE) – Reportlinker.com announces the publication of the report “Global Loan Servicing Software Industry” – https://www.reportlinker.com/p05957277/?utm_source=GNW
9 billion by 2027, growing at a CAGR of 13.5% over the period 2020-2027. SaaS, one of the segments analyzed in the report, is expected to register a CAGR of 14% and reach $ 1.9 billion by the end of the analysis period. After an initial analysis of the business implications of the pandemic and the resulting economic crisis, the growth of the On-premises segment is readjusted to a revised CAGR of 12.6% for the next 7-year period.

The US market is estimated at $ 363.3 million, while China is expected to grow at 11.3% CAGR

The loan servicing software market in the United States is estimated at US $ 363.3 million in 2020. China, the world’s second largest economy, is expected to reach a projected market size of US $ 452.4 million. by 2027, after a CAGR of 11.3% over the 2020 to 2027 analysis period. Other notable geographies include Japan and Canada, each forecasting growth of 11% and 12.2% respectively over the period 2020-2027. In Europe, Germany is expected to grow by around 6.3% CAGR. We bring years of research experience to this 6th edition of our report. The 131-page report presents concise information on the impact of the pandemic on production and the buy side for 2020 and 2021. A short-term gradual recovery by key geography is also discussed.

Competitors identified in this market include, among others,

  • Applied Business Software, Inc. (ABS)
  • AutoPal Software
  • C-Prêts, Inc.
  • Cloud Loan, Inc.
  • DownHome Solutions
  • Emphasys software
  • FIS
  • Fiserv, Inc.
  • Grant Management Systems (GMS)
  • Graveco software inc.
  • IBM Company
  • ISGN Company
  • SOFT LOAN SERVICE INC.
  • Mortgage builder
  • NBFC software
  • Nortridge software
  • Oracle Corporation
  • PCFS Solutions
  • Shaw Systems Associates LLC
  • Simnang LLC
  • Sopra Banking Software SA

Read the full report: https://www.reportlinker.com/p05957277/?utm_source=GNW

I. INTRODUCTION, METHODOLOGY AND SCOPE OF THE REPORT

II. ABSTRACT

1. MARKET OVERVIEW
Market shares of global competitors
Loan Management Software Competitor Market Share Scenario
World (in%): 2019 & 2025
Impact of Covid-19 and an impending global recession

2. FOCUS ON CERTAIN PLAYERS

3. MARKET TRENDS AND FACTORS

4. WORLD MARKET PERSPECTIVE
Table 1: Global Loan Management Software Market Estimates and
Forecast in thousands of US dollars by region / country: 2020-2027

Table 2: Global Retrospective Loan Management Software Market
Scenario in thousands of US dollars by region / country: 2012-2019

Table 3: Evolution of the market share of loan management software between keys
Geographies in the world: 2012 VS 2020 VS 2027

Table 4: Global market based on SaaS (segment) by region / country in
Thousands of US dollars: 2020 to 2027

Table 5: Historical market analysis based on SaaS (segment) by
Region / country in thousands of US dollars: 2012 to 2019

Table 6: Breakdown of market share in SaaS mode (segment) of
Global sales by region / country: 2012 VS 2020 VS 2027

Table 7: Potential on-site growth markets (segment)
Worldwide in thousands of US dollars: 2020 to 2027

Table 8: Perspective of the historical on-site market (segment) by
Region / country in thousands of US dollars: 2012 to 2019

Table 9: Breakdown of on-site market sales (segment) by
Region / Country in percentage: 2012 VS 2020 VS 2027

III. MARKET ANALYSIS

GEOGRAPHICAL ANALYSIS OF THE MARKET

UNITED STATES
Market facts and figures
United States Loan Management Software Market Share (%) by Company:
2019 & 2025
Market analysis
Table 10: US Loan Management Software Market
Estimates and projections in thousands of US dollars by segment: 2020 to
2027

Table 11: US Loan Management Software Market
by segment: a historical balance sheet in thousands of US dollars for 2012-2019

Table 12: US Loan Management Software Market Share
Breakdown by segment: 2012 VS 2020 VS 2027

CANADA
Table 13: Canadian market estimates for loan management software and
Forecast in thousands of US dollars by segment: 2020 to 2027

Table 14: Historical loan management software market in Canada
Review by Segment in Thousands of US Dollars: 2012-2019

Table 15: Loan Management Software Market in Canada: Percent
Breakdown of sales by segment for 2012, 2020 and 2027

JAPAN
Table 16: Japanese Loan Management Software Market: Yearly
Sales estimates and projections in thousands of US dollars by segment for
the Period 2020-2027

Table 17: Japan Loan Management Software Market: History
Analysis of sales in thousands of US dollars by segment for the period
2012-2019

Table 18: Japanese Loan Management Software Market Share
Analysis by segment: 2012 VS 2020 VS 2027

CHINA
Table 19: Growth of the Chinese loan management software market
Outlook in thousands of US dollars by segment for the period 2020-2027

Table 20: Historical analysis of the loan management software market in
China in thousands of US dollars by segment: 2012-2019

Table 21: China Loan Management Software Market by Segment:
Percentage distribution of sales for 2012, 2020 and 2027

EUROPE
Market facts and figures
European Loan Management Software Market: Competitive Market
Sharing scenario (in%) for 2019 & 2025
Market analysis
Table 22: European market demand for loan management software
Scenario in thousands of US dollars by region / country: 2020-2027

Table 23: Loan management software market in Europe: a history
Market Outlook in Thousands of US Dollars by Region / Country for
2012-2019 period

Table 24: Change in market share of loan management software in Europe
by region / country: 2012 VS 2020 VS 2027

Table 25: Estimates of the European market for loan management software and
Forecast in thousands of US dollars by segment: 2020-2027

Table 26: Market for loan management software in Europe in US $
Thousand by segment: a historical assessment for the period 2012-2019

Table 27: Market share of loan management software in Europe
Breakdown by segment: 2012 VS 2020 VS 2027

FRANCE
Table 28: Loan management software market in France by segment:
Estimates and projections in thousands of US dollars for the period
2020-2027

Table 29: Historical French market for loan management software
Scenario in thousands of US dollars by segment: 2012-2019

Table 30: Analysis of the market share of loan management software in France
by segment: 2012 VS 2020 VS 2027

GERMANY
Table 31: Loan management software market in Germany: recent
Past, current and future analysis in thousands of US dollars by segment
for the period 2020-2027

Table 32: Historical German market for loan management software
Analysis in thousands of US dollars by segment: 2012-2019

Table 33: Distribution of market share for loan management software in Germany
by segment: 2012 VS 2020 VS 2027

ITALY
Table 34: Growth of the Italian loan management software market
Outlook in thousands of US dollars by segment for the period 2020-2027

Table 35: Historical Market Analysis for Loan Management Software in
Italy in thousands of US dollars by segment: 2012-2019

Table 36: Italian Loan Management Software Market by Segment:
Percentage distribution of sales for 2012, 2020 and 2027

UK
Table 37: UK Loan Management Software Market:
Estimates and projections of annual sales in thousands of US dollars per
Segment for the period 2020-2027

Table 38: UK Loan Management Software Market:
Historical analysis of sales in thousands of US dollars by segment for the
2012-2019 period

Table 39: UK Loan Management Software Market Share
Analysis by segment: 2012 VS 2020 VS 2027

THE REST OF EUROPE
Table 40: Loan management software market in the rest of Europe
Estimates and Forecasts in Thousands of US Dollars by Segment: 2020-2027

Table 41: Loan management software market in the rest of Europe in
Thousands of US dollars per segment: a historical assessment for the period
2012-2019

Table 42: Market share of loan management software in the rest of Europe
Breakdown by segment: 2012 VS 2020 VS 2027

ASIA PACIFIC
Table 43: Asia-Pacific Loan Management Software Market by
Segment: Estimates and projections in thousands of US dollars for the
Period 2020-2027

Table 44: Historical market for loan management software in Asia-Pacific
Scenario in thousands of US dollars by segment: 2012-2019

Table 45: Asia-Pacific Loan Management Software Market Share
Analysis by segment: 2012 VS 2020 VS 2027

REST OF THE WORLD
Table 46: Loan management software market in the rest of the world
Estimates and forecasts in thousands of US dollars by segment: 2020 to
2027

Table 47: Historical market for loan management software in the rest of the world
Review by Segment in Thousands of US Dollars: 2012-2019

Table 48: Loan management software market in the rest of the world:
Percentage distribution of sales by segment for 2012, 2020,
and 2027

IV. COMPETETION
Total number of profiled companies: 47
Read the full report: https://www.reportlinker.com/p05957277/?utm_source=GNW

About Reportlinker
ReportLinker is an award winning market research solution. Reportlinker finds and organizes the latest industry data so you get all the market research you need – instantly, in one place.

__________________________

        
]]>
https://uscprssa.com/2021/04/08/global-loan-management-software-industry/feed/ 0
Uniting Care and Beyond Housing Fear End of Government and Private Sector Support | Border mail https://uscprssa.com/2021/04/08/uniting-care-and-beyond-housing-fear-end-of-government-and-private-sector-support-border-mail/ https://uscprssa.com/2021/04/08/uniting-care-and-beyond-housing-fear-end-of-government-and-private-sector-support-border-mail/#respond Thu, 08 Apr 2021 02:37:44 +0000 https://uscprssa.com/2021/04/08/uniting-care-and-beyond-housing-fear-end-of-government-and-private-sector-support-border-mail/ community, Increased government support, moratoriums on rents and the suspension of debt repayments have masked the true effects of the COVID-19 pandemic. But with the end of many supports on April 1 and the number of job seekers surpassing the number of border job offers by 13 to 1, charities fear that many residents will […]]]>

community,

Increased government support, moratoriums on rents and the suspension of debt repayments have masked the true effects of the COVID-19 pandemic. But with the end of many supports on April 1 and the number of job seekers surpassing the number of border job offers by 13 to 1, charities fear that many residents will find themselves in a perilous situation. Kaily Goodsell, head of Uniting Care’s financial and gaming advisory team, fears residents are turning to payday lenders out of desperation. “All of these things being pulled out if not stopped all together – it’s the perfect storm,” Ms. Goodsell said. “There are huge levels of stress felt locally that can translate into depression and anxiety.” We don’t want people making rash decisions or reckless decisions to go to payday lenders because that you end up paying exorbitant interest and fees out of desperation. “The worst thing you can do is do nothing, you have to take care of it, it won’t go away.” Celia Adams of Beyond Housing said it was easy for people to tell people on JobSeeker to just ‘get a job’, but the reality was much harsher with the number of people looking for work well over the number of open positions in the region. “There are already so many people looking for jobs, it’s just devastating,” she said. IN OTHER NEWS: Ms Adams called the $ 50 bi-weekly increase in jobseekers’ payment – $ 3.75 per day – “totally inadequate.” “The income assistance payment remains below the poverty line,” she said. “When you are already living in poverty, it is in itself a barrier to finding work. It’s hard to find work when you don’t have a place to sleep, or wash your clothes, or prepare and write a job application. “The very low job search rate keeps people in poverty and deprives them of the opportunity to improve their situation.” Ms. Goodsell said the increase of $ 3.75 was insulting. people feel emotionally worthless, ”she said. use. There are many reasons they can be paid, including domestic violence. “The majority of people are on JobSeeker because they have to be. It’s bad enough, but having such a small raise and being told to be grateful makes an already bad situation worse for them.” Ms Goodsell said financial advisers could advise residents and defend their names free of charge and creditors would have to wait until after the financial advice appointment.

/images/transform/v1/crop/frm/sophie.boyd/9bedbb1d-548a-4327-bf92-99646dba8f62.jpg/r2_475_4641_3096_w1200_h678_fmax.jpg

]]>
https://uscprssa.com/2021/04/08/uniting-care-and-beyond-housing-fear-end-of-government-and-private-sector-support-border-mail/feed/ 0
Texas wind energy financing in disarray after winter storm https://uscprssa.com/2021/04/08/texas-wind-energy-financing-in-disarray-after-winter-storm/ https://uscprssa.com/2021/04/08/texas-wind-energy-financing-in-disarray-after-winter-storm/#respond Thu, 08 Apr 2021 02:37:18 +0000 https://uscprssa.com/2021/04/08/texas-wind-energy-financing-in-disarray-after-winter-storm/ Renewable energy investors are reassessing their plans in Texas after last month’s winter storm froze some wind power projects and left their complex financing arrangements in shambles. The disarray threatens to hold back the development of America’s largest wind power market, undermining U.S. goals to reduce carbon emissions. The reason: Derivatives designed to protect so-called […]]]>

Renewable energy investors are reassessing their plans in Texas after last month’s winter storm froze some wind power projects and left their complex financing arrangements in shambles.

The disarray threatens to hold back the development of America’s largest wind power market, undermining U.S. goals to reduce carbon emissions.

The reason: Derivatives designed to protect so-called tax equity investors have exploded dramatically, threatening funding that was worth more than $ 17 billion to the US renewable energy industry last year.

“It’s doable, but it’s going to be more difficult” to make these kinds of tax fairness deals in the future, said Rubiao Song, head of energy investments at JPMorgan Chase, during a webinar on funding energy in Texas which drew 3,000 listeners last week.

Tax equity investors – primarily big banks, but also companies ranging from Warren Buffett’s Berkshire Hathaway to Swiss chocolate maker Nestlé – can use the capital they invest in renewables to offset their U.S. tax obligations, through credits. wind and solar tax.

Climate capital

Where climate change meets business, markets and politics. Check Out FT Coverage Here

But to ensure investors get the credit they expect, they typically require wind farms to buy a swap from a bank to lock in the selling price of electricity. Swap contracts require the wind farm to provide a fixed amount of electricity every hour in exchange for a fixed payment from the bank, typically around $ 20 per megawatt hour.

Those fixed-volume blankets exploded when nearly half of Texas’ power generation went out in February. Wind farms with insufficient deliveries were forced to buy electricity on the open market at $ 9,000 per MWh for hours or days, generating huge losses and putting some in default.

“Project lenders and tax fairness are going to take a very careful look at what happened, and they’re not going to start over,” said George Humphrey, energy projects lawyer at Thompson & Knight in Houston. “Exposing yourself to the market is crazy. This is what happened under these hedges.

Hundreds of millions of dollars in swap payments are now in dispute. Tax stock investors and electricity swap traders – often two branches of the same bank – were in intense discussions with wind farm owners over how to unravel the mess, bankers and lawyers said. One project turned to litigation.

In this case, the most public example of how the hedges have gone wrong, a 210 megawatt wind project called Canadian Breaks, seeks to evade obligations to deliver electricity to JPMorgan Chase by claiming the storm has crippled the operations. Bank says it owes Canadian Breaks $ 79 million for six days of bills; the total project turnover for this whole year is expected to be only $ 15 million.

JPMorgan had its own clearing obligations, the bank said in a legal brief this week, and was forced to buy electricity from the market to meet delivery commitments to an electricity customer, by paying a price “$ 8,980.45 / MWh more than JPMorgan would have paid if Canadian Breaks had played”.

Nearly half of Texas’ electricity generation went out during the February storm © AP

At least 46 projects, mostly wind, with a total capacity of 9,000 MW “would suffer serious financial losses” from the $ 9,000 price of electricity, said a group of generator owners including BlackRock, Capital Dynamics and Copenhagen Investment Partners in a filing with the Texas Utilities Regulator.

Hedge traders, who are secured creditors, were however reluctant to seize failed projects, said Joan Hutchinson, managing director of Marathon Capital, an energy and infrastructure investment bank.

“Each party has a contractual right which is to its advantage, but no party has a unilateral right which is clearly better than a negotiated solution,” she said.

With fixed volume hedges suddenly fallen into disuse, tax equity investors may demand other forms of collateral from wind projects, although these may be more difficult to obtain. Power purchase agreements (guaranteed supply contracts with commercial buyers) are one such alternative, but the customer base is limited.

“The cost of capital will definitely go up” for wind power, said James Wright, US head of renewable energy, clean energy and sustainability at lender CIBC Capital Markets, during the webinar last week. .

Video: Better Batteries: Finding an Energy Storage Solution

]]>
https://uscprssa.com/2021/04/08/texas-wind-energy-financing-in-disarray-after-winter-storm/feed/ 0
Why is it so difficult to prove sexual assault cases? An expert explains – WWLP https://uscprssa.com/2021/04/08/why-is-it-so-difficult-to-prove-sexual-assault-cases-an-expert-explains-wwlp/ https://uscprssa.com/2021/04/08/why-is-it-so-difficult-to-prove-sexual-assault-cases-an-expert-explains-wwlp/#respond Thu, 08 Apr 2021 02:36:52 +0000 https://uscprssa.com/2021/04/08/why-is-it-so-difficult-to-prove-sexual-assault-cases-an-expert-explains-wwlp/ Survey: Financial hardship accumulates for patients Video / 7 hours ago Video Mass. and Cass cited in drug use site push Video / 7 hours ago Video Massachusetts COVID-19 Weekend Report: 14 New Deaths, 4,095 New Cases Video / 7 hours ago Video Mask term extended for K-12 public schools Video / 7 hours ago […]]]>

Survey: Financial hardship accumulates for patients

Video /

Mass. and Cass cited in drug use site push

Video /

Massachusetts COVID-19 Weekend Report: 14 New Deaths, 4,095 New Cases

Video /

Mask term extended for K-12 public schools

Video /

Baker-Polito administration tables legislation to further support military families transferred to Massachusetts

Video /

Judge rejects request for state police injunction on vax warrant

Video /

Massachusetts House agrees to vaccinate representatives and staff

Video /

Back masks, poker on the way to the Springfield casino

Video /

Gender Identity Bill Passes Unanimously in Massachusetts Senate

Video /

Governor attends tree planting event in Westfield

Video /

Massachusetts COVID-19 Daily Report: 24 new deaths, 1,821 new cases

Video /

PVTA Solar Array Grant Money

Video /

]]>
https://uscprssa.com/2021/04/08/why-is-it-so-difficult-to-prove-sexual-assault-cases-an-expert-explains-wwlp/feed/ 0
FACT CHECK: Biden’s Comments on Loan Forgiveness and Elite Colleges https://uscprssa.com/2021/04/07/fact-check-bidens-comments-on-loan-forgiveness-and-elite-colleges/ https://uscprssa.com/2021/04/07/fact-check-bidens-comments-on-loan-forgiveness-and-elite-colleges/#respond Wed, 07 Apr 2021 23:17:43 +0000 https://uscprssa.com/2021/04/07/fact-check-bidens-comments-on-loan-forgiveness-and-elite-colleges/ At a CNN town hall on Tuesday night, President Biden was asked if he supports the idea of ​​forgiving up to $ 50,000 in student loan debt for individuals. His answer: no. He supports the cancellation of $ 10,000 in debt, he explained. But he said he was afraid to write off big chunks of […]]]>

At a CNN town hall on Tuesday night, President Biden was asked if he supports the idea of ​​forgiving up to $ 50,000 in student loan debt for individuals.

His answer: no. He supports the cancellation of $ 10,000 in debt, he explained. But he said he was afraid to write off big chunks of loans for people who went to Ivy League schools: “The idea that … I’m going to write off the debt, the billions of dollars in debt, for the folks who went to Harvard and Yale and Penn … ”

Instead, he explained, he prefers to use that money for other priorities, like early childhood education or free community colleges.

But here’s the problem: Regardless of the larger question of whether loan forgiveness is a good idea, Biden’s comments do not reflect the true picture of the $ 1.6 trillion owed by federal student borrowers, or borrowers who would benefit the most from the discount.

Most student loan borrowers does not have go to very selective colleges, because most students do not go to these schools. People who attend Ivy League schools make up less than 0.5% of the nearly 15 million undergraduates in the United States, and many of them do not need to take out student loans. to do it.

“Misperceptions that higher education graduates all come from elite institutions are pervasive and do not help educate the public about the value of post-secondary education,” says Fenaba Addo, associate professor who studying student loan debt at the University of North Carolina, Chapel Hill.

Think about it: students who to do going to the most selective schools tend to come from wealthy families, and many pay full tuition. Last year, 54% of undergraduates at the University of Pennsylvania, for example, weren’t even eligible for financial aid, according to school data. At Harvard, the number was 45%.

These highly selective colleges have long struggled to enroll students who are not among the richest in this country. A new report shows that even today, low-income students eligible for federal Pell Grants make up less than 16% of enrollment at many of these schools.

And for the students of those institutions which to do need financial help? Many offer financial aid programs designed to keep students free from federal student loans. At Harvard, only 2% of the undergraduate population receives federal student loans, according to the College Scorecard.

Instead of focusing, like Biden did, on who should not get the benefit, we should focus on who would really benefit from the loan cancellation, argues University of Pennsylvania researcher Jalil Mustaffa Bishop.

He says using the Ivy Leagues to advocate for much less, if any, debt reduction is misleading: the benefit is a topic of discussion to distract, ”he says. Households with student debt tend to have the least wealth, according to federal data. People who have trouble repaying student loans tend to be those who have not graduated and who have small debts.

“Yes [Biden] worries that the rich or the elite will take advantage, “Bishop adds, so there are policy approaches to deal with it:” He can focus on raising taxes on households earning over $ 400,000, as he promised it during his campaign.

Bishop’s research focuses on the debt burden of black borrowers, who are often the hardest hit by student debt. They face discrimination in the labor market, higher unemployment rates, lower family wealth and other forms of systemic racism.

He argues that the $ 50,000 loan cancellation figure could go a long way in reducing inequalities in a system that is forcing black families both to take on more debt and to have more difficulty repaying those loans.

Addo at UNC-Chapel Hill agrees: “We know black borrowers struggle to repay regardless of their type of institution and whether or not they have graduated.”

And so his advice for Biden the next time he’s asked about this issue? If you only get three sentences to talk about debt forgiveness, she says, “why not recognize that a debt of $ 1.7 trillion is an indication of a serious problem.”

Copyright 2021 NPR. To learn more, visit https://www.npr.org.

]]>
https://uscprssa.com/2021/04/07/fact-check-bidens-comments-on-loan-forgiveness-and-elite-colleges/feed/ 0
Walker & Dunlop Hosts $ 56 Million Funding for Adaptive Reuse Project Development – Maryland Daily Record https://uscprssa.com/2021/04/07/walker-dunlop-hosts-56-million-funding-for-adaptive-reuse-project-development-maryland-daily-record/ https://uscprssa.com/2021/04/07/walker-dunlop-hosts-56-million-funding-for-adaptive-reuse-project-development-maryland-daily-record/#respond Wed, 07 Apr 2021 23:17:42 +0000 https://uscprssa.com/2021/04/07/walker-dunlop-hosts-56-million-funding-for-adaptive-reuse-project-development-maryland-daily-record/ By: Daily Records Staff April 2, 2021 Bethesda-based commercial real estate finance company Walker & Dunlop Inc. announced Friday that it has organized $ 55.5 million in construction and permanent financing for the development by Thrive Companies of Quarry Trails Apartments and Quarry Trails Townhomes and Flats, a multi-family of 293 units and a 100 […]]]>

April 2, 2021

Bethesda-based commercial real estate finance company Walker & Dunlop Inc. announced Friday that it has organized $ 55.5 million in construction and permanent financing for the development by Thrive Companies of Quarry Trails Apartments and Quarry Trails Townhomes and Flats, a multi-family of 293 units and a 100 unit townhouse project located in a disused quarry in Columbus, Ohio. Through a partnership with the Columbus and Franklin County metropolitan parks, the development …



]]>
https://uscprssa.com/2021/04/07/walker-dunlop-hosts-56-million-funding-for-adaptive-reuse-project-development-maryland-daily-record/feed/ 0
Ford asks Texas dealers to loan F-150s for use as generators https://uscprssa.com/2021/04/07/ford-asks-texas-dealers-to-loan-f-150s-for-use-as-generators/ https://uscprssa.com/2021/04/07/ford-asks-texas-dealers-to-loan-f-150s-for-use-as-generators/#respond Wed, 07 Apr 2021 23:17:40 +0000 https://uscprssa.com/2021/04/07/ford-asks-texas-dealers-to-loan-f-150s-for-use-as-generators/ The 2.0 kW and 2.4 kW systems each have a pair of 120 volt, 20 amp AC outlets. Antuan Goodwin / Roadshow One of the most remarkable aspects of Ford’s new F-150 is the possibility of equipping it with a generator to motorize tools (or mixers or televisions). Ford has decided that he can use […]]]>

The 2.0 kW and 2.4 kW systems each have a pair of 120 volt, 20 amp AC outlets.

Antuan Goodwin / Roadshow

One of the most remarkable aspects of Ford’s new F-150 is the possibility of equipping it with a generator to motorize tools (or mixers or televisions). Ford has decided that he can use this trick to helping people in texas who are suffering without power after winter storms that caused widespread blackouts across the state.

Ford has asked dealers in Texas to lend their stock of F-150 PowerBoost hybrid models – some 415 trucks in total – to help homes and businesses, according to a report released Thursday by Automotive News. He even changed his loan program to make this process easier.

Specifically, Ford is increasing its loan fees paid to dealers by $ 600 to help incentivize them, and it has also assured dealers that trucks can still be sold to customers as part of a Truck Month promotion. March.

Currently, all Ford gasoline F-150 models can be ordered with the 2-kilowatt generator option, with the exception of the base V6. Hybrid models come standard with a 2.4 kW generator and an optional 7.2 kW system.

Obviously, 415 generators aren’t going to make a significant dent for the whole state, but it’s nice to see Ford encouraging its dealers to help. Now if only the government officials there would take a lesson from Boucherville, Quebec, and get diesel locomotives hooked up to the grid to act like giant generators. It’s serious juice.


Now playing:
Check this out:

Fuel a hatchback party with the Ford F-150 Pro …


5:31

]]>
https://uscprssa.com/2021/04/07/ford-asks-texas-dealers-to-loan-f-150s-for-use-as-generators/feed/ 0